Skip to main content

Maximize Your Care for a Healthier, Happier Life

We’re connecting you with insurance coverage that suits your needs.

Contact UsGet a Quote
Medicare and Supplement Plans
General Medicare
Medicare Advantage
Hospital Indemnity
Final Expense
Medicare Part D
More Solutions

Votre Health & Life Benefits LLC

Learn more about our agency.

At Votre Health & Life Benefits LLC, we are proudly helping senior citizens enroll in Medicare health plans that can benefit their needs. As an independent insurance agency, we utilize our access to multiple insurance carriers to find a program that offers the best value in price, policy, and service for clients in Birmingham, AL, and across Alabama, Florida, Georgia, Mississippi, Tennessee, and Wisconsin.

Having the right insurance advisor and advocate by your side when shopping for health coverage is essential. There is a lot to interpret about how you are being protected, and that’s why we’re here—to simplify the process and help you understand your coverage. By taking a service-oriented approach to insurance, we go the extra mile to find the right coverage to help bring you peace of mind.

What Makes Our Independent Agency Different?

We represent multiple insurance companies.
We are licensed insurance advisors.
We are by your side every step of the way.
We are there for you in your time of need.

Solutions Toward Keeping You Healthy and Safe

Providing a variety of health and Medicare and life insurance solutions is what Votre Health & Life Benefits LLC does best.

Health and Medicare

We’re helping you understand your options in health and Medicare.

General Medicare & Supplements
Medicare Advantage Plans
Hospital Indemnity Plans
Final Expense Insurance
Health Insurance
Medicare Part D
Interactive Graphic

Explore Life Insurance

The most important investment you can make for your family.

Providing for Your Family
Risk Factor

Raising a child can be a rewarding life experience, but it is also very expensive. It costs hundreds of thousands of dollars to raise a child to age 18, with college tuition, fees, room, and board resulting in another potentially enormous expense. If you were to die tomorrow, would funds be available to provide for food, clothing, day care, and educational expenses for your child?


Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there could be enough income to help pay for everything your child might need while growing up.

Mortgage Payments
Risk Factor

After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a spouse or partner to carry.


A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home.

Auto Payments
Risk Factor

Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.


A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).

Funeral Costs
Risk Factor

An average funeral can cost tens of thousands of dollars, and that's without unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?


A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.

Protecting Your Retirement Savings
Risk Factor

Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security.


Life insurance can help support a surviving spouse during their retirement.

Protecting Your Small Business
Risk Factor

If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.


A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.

Spousal Support / Income Replacement
Risk Factor

Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.


Life insurance can replace the income you would usually bring in and help support your spouse or adult children, ensuring your loved ones are able to maintain the lifestyle they're accustomed to.

Life Insurance 101

Make sure you cover the unique risks you face with life insurance.

  • Click on the hotspots.
  • Discover your risks.
  • Get the right coverage.
About Life Insurance

Health and Life Votre Benefits - Logo 800

Simplified Process
Personalized Service
Tailored Solutions

  Contact Votre Health & Life Benefits LLC

As an independent agency, we are here to help you find the right coverage.

  • Please do not include sensitive, private information in this area.
  • This field is for validation purposes and should be left unchanged.

We’re Ready to Assist You

Birmingham, AL

P.O. Box 9550
Birmingham, AL 35220

We offer solutions for individuals across Alabama, Florida, Georgia, Mississippi, Tennessee, and Wisconsin.